Why is my very old credit card debt now being sent to city marshall for collections?
June 8, 2010 by admin
I received a letter from my city marshall stating they are considering garnishing my paycheck, if I didn’t pay my old credit card debt. I was shocked and not sure if the letter was real or not. Why would the city marshalls care about my old credit card debt? I don’t known what to expect.
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How old is very old? The people that contacted you could be a scavenger debt collector. The debt may be outside the legal status for anyone to collect it. The must send you a letter in writing stating the nature of the debt. If it is a valid debt they can take you to court. You need to find out if it is a valid debt. Check out you state laws on the age limits on collections at http://www.ncaa.org
If the debt is outside statute, write them a drop dead letter. Check out the information on dealing with debt collects at http://www.clarkhoward.com . Clark Howard is a nationally known Consumer Advocate Talk Show Host based in Atlanta.